Debt Free Living Center:
Quick and simple tips to make
your money go further

Consumer Debt: Canadians are more in debt than Americans.

I had received this blog and I wanted to share it with you.  It outlines that “consumer credit accounts are roughly 45 percent of total household interest payments”. WOW, It’s no wonder we all feel the proverbial pinch,…

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5 Minute Debt Relief – Spring Cleaning!!!!

Seeing as though today is the first day of Spring – everyone sets their sights on their house, apartment, car, closet, etc. There is nothing wrong with any of those but one thing people forget…

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Through all the Ups and Downs – Take Time to be Thankful

It’s so easy to think negatively – and quite frankly more people are pessimistic as opposed to being optimistic in the world these days. Everything is sad, turn on the T.V. and you see the…

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Pre-Paid Credit Cards: A Great Way To Learn

Whether you’ve had some credit card debt in the past, or are new to the credit card game a pre-paid card can be a great way to enhance your credit card skills, or stop dangerous…

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5 Bad Spending Habits That Will End In Personal Debt!

Just like the title says, here are 5 spending habits that will land you in some personal debt. Read on! 1. Not knowing We’ve said it before, and we’ll say it again: knowing how you…

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Your New Summer Credit Card Rules

Ok – welcome to your summer! This year is going to be different when it comes to your credit cards. If you’re anything like me, sometimes you need a little kick in the rear end…

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Massive Debt Management Scam

There are several companies who advertise that they can help you with your credit card debt, unfortunately some of them are a total scam and will take your money without doing any work. I’m talking…

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Who is The Real Deadbeat?

What’s the deal with carrying a credit card balance, why are people okay with it?  If you are charging on your credit card, collecting tons of free rewards and paying off your balance in full…

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Do You Need a Lawyer To Handle Bill Collectors?

Probably not.  Here’s the thing, lawyers are not cheap.  Trust me, I know, I’ve used them many times.  They are very good for handling legal matters like fighting over an outcome in court that you…

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New Disclosure Tells Me I’ll Be In Debt For Over 102 Years!!!

Earlier this year the government made some changes to the disclosures credit card companies need to make on the statements you get in the mail every month.  The changes force creditors to talk about how…

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