Debt Free Living Center:
Quick and simple tips to make
your money go further

Want to Be a Tool? Here Are 3 Things You Can Say to a Bill Collector.

“The cheque is in the mail” If the cheque hasn’t been sent, why lie about it?  Bill collectors aren’t dumb.  If you really did make the payment, have proof ready.  They will ask for it….

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What To Say to Bill Collectors

I wrote a blog post yesterday about speaking nicely to bill collectors, here’s the follow up info I promised on what’s good to say and what’s bad to say. The first thing I would tell…

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How To Handle Bill Collectors

In one word:  Nicely. People hate bill collectors, I mean nobody ever wants to talk to them.  Why would you?  They have a nasty reputation and all they want is money you probably don’t have…

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Is DIY Debt Settlement Easy?

There are literally hundreds of articles on the Internet that talk about how easy it is to settle your debt for pennies on the dollar.  The truth is pretty much anything can be done yourself…

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