Debt Free Living Center:
Quick and simple tips to make
your money go further

Will US Based Debt Settlement Companies Abandon Clients in 2013?

I’ve banged on this drum for awhile.  US based debt settlement companies bill consumers in Canadian dollars, but most of their staff appears to be in the US.  So what happens if the Canadian dollar…

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CIBC Debt Poll Says Canadians Are Carrying Debt For Longer

We all know that debt is a regular part of your financial life, but at some point we all expect to get out of it – that’s what we plan for, and that’s why you’re…

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Canadian Personal Debt Is On The Rise

Do you have issues with personal debt? Well, you are definitely not alone. Average personal debt in Canada is on the rise – going up five percent over the past three months than the same…

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Reducing Your Debts & Living Debt Free – 3 DIY Tips To Follow

Though there may not be riots in the streets of Canada and the government is telling us we’re doing much better than the other countries of the world, this doesn’t mean that Canada is in…

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5 Minute Debt Relief: What To Do When You Start Saving Money

In an article last month, we told you about a great option for getting your monthly cable bill reduced. This is a great way to cut your costs and have a little extra money laying…

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Tax Time is Great for Debt Crunching

April is here and Canadians are hustling through their last minute tax filings. After the paper work is in, the ‘i’s are dotted and the ‘t’s are crossed, hopefully you’ve got a tax return on…

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5 Minute Debt Relief: Why Thinking About Getting Out of Debt Matters

If you’re reading this article, there’s a good chance you’re experiencing (or have experienced) debt. Many Canadians have been there, and they all have different ways of getting out of it. There is the ever…

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Know Your Enemy: How To Look At Your Debt

An important part of overcoming debt, is knowing what you’re up against. It’s easy to shut your eyes and ignore the bills that are piling up – but that’s just not going to help you…

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Do You Need a Lawyer To Handle Bill Collectors?

Probably not.  Here’s the thing, lawyers are not cheap.  Trust me, I know, I’ve used them many times.  They are very good for handling legal matters like fighting over an outcome in court that you…

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Debt Settlement Plans

A Debt Settlement Plan is an excellent financial option if you find yourself struggling to pay your bills, but are still solvent. In other words, you have more assets than liabilities and are able to…

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