Debt Free Living Center:
Quick and simple tips to make
your money go further

Richard’s Rant – GPS Suction Power

I’m pretty habitual, so I usually travel the same route every day to work and back, at around the same time.  So I often see the same cars and people in them at stoplights. It…

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Want to Be a Tool? Here Are 3 Things You Can Say to a Bill Collector.

“The cheque is in the mail” If the cheque hasn’t been sent, why lie about it?  Bill collectors aren’t dumb.  If you really did make the payment, have proof ready.  They will ask for it….

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Do You Need a Lawyer To Handle Bill Collectors?

Probably not.  Here’s the thing, lawyers are not cheap.  Trust me, I know, I’ve used them many times.  They are very good for handling legal matters like fighting over an outcome in court that you…

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What To Say to Bill Collectors

I wrote a blog post yesterday about speaking nicely to bill collectors, here’s the follow up info I promised on what’s good to say and what’s bad to say. The first thing I would tell…

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How To Handle Bill Collectors

In one word:  Nicely. People hate bill collectors, I mean nobody ever wants to talk to them.  Why would you?  They have a nasty reputation and all they want is money you probably don’t have…

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It’s Day 10 – The Boys Faces Are Committed

Tis the season to dawn facial hair.  Yey, its Movember.  Movember you ask?  Mo stands for moustache and, of course, we are in the month of November.  Movember challenges men everywhere to change their appearance…

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6 Real Reason’s Why You Might Be Broke

I need to take a moment and be a little mean here.  I’m not talking about “bully” mean, but the kind of mean where you just need to call stuff as it is.   I’m talking…

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