Debt Free Living Center:
Quick and simple tips to make
your money go further

How To Get a Debt Consolidation Loan With Bad Credit

When it comes to getting out of credit card debt, most people want a quick and easy debt consolidation loan. Advertisers show it’s simple.  They use words like: One balance, one interest rate, and one simple low…

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The Power Of The Word “No”

I’ve been selfish. I should have shared this information earlier with my audience, but it didn’t dawn on me till the other day when I was at store, had an item in my hand, I…

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Gas Plant Scandal? Nevermind; This Is Why I’m Not Voting Liberal

I hate politics.  I really do.  People keep telling me to run for office to fix things but I doubt I ever will. For nearly the last 2 years of my life I’ve put a ton of…

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Ontario Minimum Wage – On The Rise

Sometimes while I drive, I record a rant.  RCR: Richard Cooper Rants.  This one is going to piss a few people off, others will agree with me.  Watch the video below: Ontario Liberals are raising…

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For the latest news we’d always suggest you check with Citizenship and Immigration Canada first, however as it stands today, the good news is that you can still deal with debts and help a loved one to…

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Credit Card Debt – Never Confuse Activity With Accomplishment

I went on a bit of a rant today on a drive to meet my accountant.  I’ve lost count of people I’ve met that think the activity of just paying the minimum monthly payment on their credit…

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CREDIT CARD COMPANIES WANT YOU IN DEBT

Think about it. Credit card companies make nothing off people that pay off their bill in full and fly on free points.  But they make a fortune of people up to their eyeballs in debt…

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Cable TV is Bullshit

There I said it, and you know it’s true.  Cable TV is mindless crap. I haven’t watched a cable TV program in 6 months now.  I don’t miss it at all.  Here is why I…

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What is Debt Settlement?

So what is debt settlement?  How does it work?  I get asked questions often.  Put simply, debt settlement is the process of negotiating a reduced payout between a creditor and debtor.    If you have sufficient…

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What is a Consumer Proposal?

So, you want to know what a consumer proposal is?  Simply, a consumer proposal is where you propose to settle your debt, and if accepted, you get out of debt for less than you owe. Many trustee’s in bankruptcy sell…

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