Debt Free Living Center:
Quick and simple tips to make
your money go further

In debt and pregnant at the same time?

Wow, now this is some SERIOUS stuff. Not only are you probably finding it difficult to find a comfortable position so you can sleep at night or trying to make sure you are eating all…

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How do I improve my credit score?

There are many ways a person can improve their credit score. This is a question I get asked often and I usually have the same comment for everyone. It goes like this. You’ve decided to…

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What is the difference between rich and wealthy?

This really depends on who you are talking to.   At the age of 22 I was down on my luck. I had to count every penny I had to make sure I could get my…

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What is the difference between secured and unsecured loans?

I will probably show my age here however here it goes. Years ago a friend of mine bought a 1979 Volkswagen Scirocco. He drove that car like it was the fastest car on earth. At…

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How To Get a Debt Consolidation Loan With Bad Credit

When it comes to getting out of credit card debt, most people want a quick and easy debt consolidation loan. Advertisers show it’s simple.  They use words like: One balance, one interest rate, and one simple low…

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The Power Of The Word “No”

I’ve been selfish. I should have shared this information earlier with my audience, but it didn’t dawn on me till the other day when I was at store, had an item in my hand, I…

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Gas Plant Scandal? Nevermind; This Is Why I’m Not Voting Liberal

I hate politics.  I really do.  People keep telling me to run for office to fix things but I doubt I ever will. For nearly the last 2 years of my life I’ve put a ton of…

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Ontario Minimum Wage – On The Rise

Sometimes while I drive, I record a rant.  RCR: Richard Cooper Rants.  This one is going to piss a few people off, others will agree with me.  Watch the video below: Ontario Liberals are raising…

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For the latest news we’d always suggest you check with Citizenship and Immigration Canada first, however as it stands today, the good news is that you can still deal with debts and help a loved one to…

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Credit Card Debt – Never Confuse Activity With Accomplishment

I went on a bit of a rant today on a drive to meet my accountant.  I’ve lost count of people I’ve met that think the activity of just paying the minimum monthly payment on their credit…

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